Ascension Credit Union

Emergency Fund | Savings

Dividends
Average monthly balance below $10,000 earns equivalent to 6-month CD rate.
Dividends
Average monthly balance above $10,000 earns regular savings APY.
Monthly Fee
None
Conditions
Must make withdrawals in person and state emergency.

Ascension Credit Union

Starsky | Savings

Monthly Fee
None
Age
12 and under
Opening Bonus
Receive $10 at account opening.
Honor Roll Prize
Receive A/B honor roll prize at the end of the year each May ($10 prize; must provide report card).

Ascension Credit Union

Christmas Club | Savings

Monthly Fee
None
Annual Transfer
Club funds are transferred annually into your savings account on Nov. 1.
Rate
Regular savings account rate.

Ascension Credit Union

Money Market Account

Monthly Fee
None
Conditions
Only 6 withdrawals per month; max 3 by check.
Rate
Equivalent to 6-month CD APY.

Ascension Credit Union

Certificates

Terms
Choose from terms of 6, 9, 12, 24, 36, or 48 months.
Minimum Deposit
$500.00
Benefits
  • Secure, fixed rate of return
  • Can borrow against them
  • Insured with ESI up to $1,000,000
Early Withdrawals
Subject to penalty.

Ascension Credit Union

IRA Savings

An IRA savings account is a type of Individual Retirement Account (IRA) designed to help individuals save for retirement in a safe, low-risk way. It combines the tax advantages of an IRA with the simplicity of a traditional savings account.

Ascension Credit Union

IRA Certificates

An IRA Certificate Account is a retirement savings option that combines the tax advantages of an Individual Retirement Account (IRA) with the fixed rates and guaranteed returns of a certificate of deposit. Designed for individuals looking to grow their retirement savings with predictable earnings, this account offers multiple term lengths to fit your financial goals. Choose from terms of 6, 9, 12, 24, 36, or 48 months.